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Date: Jul 25, 2018

Baltimore County businesses and residents affected by the May 27, 2018 severe flooding may apply for low-interest disaster loans from the U.S. Small Business Administration.

The SBA recently made the loans available in response to a letter from Maryland Gov. Larry Hogan requesting a disaster declaration by the SBA for portions of Maryland affected by the May 27 weather event.

The SBA's press release on these loans is available here.

Disaster Loan Outreach Centers

A Disaster Loan Outreach Center in Catonsville, staffed by SBA customer service representatives, will open next Tuesday, July 31 through Tuesday, August 7. Prospective applicants for aid will be able to ask questions about the disaster loan program and receive assistance with loan applications.

Baltimore County’s Disaster Loan Outreach Center will be located at the Catonsville Senior Center, 501 N. Rolling Rd., 21228. The hours are as follows:

  • Tuesday, July 31, 11 a.m. to 6 p.m.
  • Wednesday, August 1, 9 a.m. to 6 p.m.
  • Thursday, August 2, 9 a.m. to 6 p.m.
  • Friday, August 3, 9 a.m. to 6 p.m.
  • Saturday, August 4, 10 a.m. to 2 p.m.
  • Monday, August 6, 9 a.m. to 6 p.m.
  • Tuesday, August 7, 9 a.m. to 4 p.m.

Types of Assistance

Businesses and private nonprofit organizations may borrow up to $2 million through the SBA to repair or replace disaster damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.

For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster.  Economic Injury Disaster Loan assistance is available regardless of whether the business suffered physical property damage.

Loans up to $200,000 are available to homeowners to repair or replace damaged or destroyed real estate.

Homeowners and renters are eligible for loans up to $40,000 to repair or replace damaged or destroyed personal property.

Applicants may be eligible for a loan amount increase up to 20 percent of their physical damages, as verified by the SBA for mitigation purposes.  Eligible mitigation improvements may include a safe room or storm shelter to help protect property and occupants from future damage caused by a similar disaster.

Interest rates are as low as 3.61 percent for businesses, 2.5 percent for nonprofit organizations, and 1.938 percent for homeowners and renters with terms up to 30 years.  Loan amount and terms are set by the SBA and are based on each applicant’s financial condition.


The deadline to return applications for physical property damage is September 24, 2018.

The deadline to return economic injury applications is April 25, 2019.

How to Apply

Applicants may apply online using the Electronic Loan Application (ELA) via SBA’s secure website at

Businesses and individuals may also obtain information and loan applications by calling the SBA’s Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the deaf and hard-of-hearing), or by emailing

Loan applications can be downloaded at Completed applications should be returned to the center or mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

On July 24, 2018, Baltimore County police officers were in the area of the 1600-block of Forrest Park Avenue, 21207, when they observed a man, later identified as Spencer Moore driving a silver Lexus. Officers saw Moore get out of the Lexus and walk up to a white Chevrolet pickup truck in the same parking lot. Moore handed an object to the driver of the pickup truck and then started to walk back to the Lexus. Officers immediately recognized this as a narcotics transaction. Spencer Moore and the driver of the Chevrolet, later identified as Keon Bennett were detained to continue the investigation. A subsequent search of the Lexus revealed three pill bottles containing over 100 Oxycodone pills. Two of the bottles inside the car did not have prescription labels attached. Officers located Marijuana on the driver of the pickup truck and Oxycodone pills inside the truck. Both Moore and Bennett were arrested at the scene.

County officers learned that Spencer is an officer with the Baltimore Police Department. Moore has been charged with possession with the intent to distribute a narcotic, possession of a controlled dangerous substance, and obtaining a prescription by fraud. He is being held without bail at the Baltimore County Department of Corrections.

Keon Bennett has been charged with two counts of possession with the intent to distribute a narcotic, possession of a controlled dangerous substance, possession of over 10 grams of Marijuana, and obtaining a prescription by fraud. He is being held on $50,000 bail at the Baltimore County Department of Corrections.

Baltimore Police worked in coordination with County officers during this investigation.

On July 26, a large scale training exercise will take place at the North Point Government Center located at 1747 Merritt Boulevard 21222 (at the corner of Merritt Boulevard and Wise Avenue) from 8 a.m. until 5 p.m. The exercise is the culmination of a three-day Active Threat Integrated Response Course (ATIRC) that improves integration between law enforcement, fire, and emergency medical services (EMS) during their response to an active shooter/assailant critical incident.

All of the activities will be contained on the grounds of the North Point Government Center. The public is being made aware that there will be an increased presence of emergency response vehicles and personnel at this location, and is being asked to avoid this area during the training exercise so as to not interfere with the activities.  

Revised October 16, 2020               
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