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COVID-19 Coronavirus Updates and Guidance

The County is taking a number of actions to keep residents safe and minimize the spread of COVID-19. Find status information for County operations and services.

2020 Open Enrollment—Retirees

All changes to coverage requested during the open enrollment period will take effect on January 1, 2020.

Benefit Plan Announcements 

The benefit plan information below is for Baltimore County retirees:

  • New Cigna HealthSpring Prescription ID Cards Coming Soon—Continue using your current ID card until the end of 2019. Your new Cigna HealthSpring Prescription card will arrive in late December and you will need to use the new card for pharmacy visits starting January 1, 2020. Your current card won’t work after that date. 
  • Plan Changes for Kaiser Medicare Advantage Members—The Kaiser Medicare Advantage plan design has changed effective January 1, 2020. Please refer to pages 32 through 34 of the 2020 Retiree Benefits Guide (PDF) for general coverage information. In addition, you will receive a mailing from Kaiser with plan details regarding the change.   
  • Hearing Aid Coverage—Retirees and their dependents enrolled in Cigna Medicare Surround Medical and Kaiser Medicare Advantage Plans will now have coverage for hearing aids. Refer to the 2020 Retiree Benefits Guide (PDF) for coverage details.  
  • Private Medicare Exchange through Labor First—The County will continue their partnership with Labor First to offer Medicare eligible retirees and their Medicare eligible dependents additional Medicare Supplemental and Part D prescription plans through a private Medicare exchange with new plan options.

Overview of Benefit Plan Choices

We continue to offer the following plans for retirees.

Non-Medicare Retiree Medical Plans (Pharmacy Included)

  • Cigna Open Access Plus In-Network (OAPIN)
  • Cigna Open Access Plus (OAP)
  • Kaiser Permanente Select HMO

Medicare Retiree Supplemental Plans

  • Cigna Medicare Surround
  • Kaiser Permanente Medicare Advantage
  • Labor First Medicare Supplemental and Part D Prescription Plans

Dental Plans

  • CareFirst BCBS Traditional Dental
  • CareFirst BCBS Preferred Dental PPO
  • Cigna Dental Care HMO

Vision Plan

  • CareFirst Davis Vision

Other Plans

  • Basic and Legacy Life Insurance

Who Must Participate During Open Enrollment 2020

If any of the following applies to you, you will be required to participate in open enrollment:

  • Enroll in a medical, dental or vision plan for the first time
  • Change your medical, dental or vision plan election
  • Add an eligible dependent to your benefit plans
  • Remove a dependent who is no longer eligible for benefits

Change Your Benefits Plan

Baltimore County-Sponsored Plans

If you want to make changes to your Baltimore County-sponsored plans during the open enrollment period, you must complete a Retiree Health Insurance application. For your convenience, an application has been placed in the back of the 2020 Retiree Benefits Enrollment Guide (PDF).

Online applications are also available under the Forms section. If you are not making any changes to your plans or your dependents, you do not need to complete an application.

Plans Offered Through Labor First

If you want to enroll or change your plans offered though Labor First, please contact them directly at 410-431-2226 or 1-855-499-2656.


  • If you do not make any changes to your benefits, your current plans and dependents on your plans will be continued for the 2020 plan year.
  • Your monthly pension check must be enough to cover the cost of any additional benefits. You will see the rate change in the December pension check that pays for January benefits.

Open Enrollment Meetings

View the complete schedule of open enrollment meeting dates, times and locations.

Revised October 15, 2019         


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