Baltimore County Now
Sherry Kolbe, Manager
State Health Insurance Assistance Program (SHIP), Baltimore County Department of Aging
Is your Medicare Part D plan the best fit for you in 2015? Each year, Part D plans are permitted to change. These changes may involve the drug formularies, tier structures, premiums and/or contracts with pharmacies.
Granted, the plans sent Notification of Change letters at the end of September for 2015, but how many of us actually read them? Even if you read them, you are not able to compare your plan with others unless you go onto the Medicare Plan Finder on www.Medicare.gov.
Too overwhelming? Help is here in Baltimore County
If all of these steps seem a bit overwhelming for you or a loved one, there is help for you through Baltimore County’s State Health Insurance Assistance Program’s (SHIP) team of volunteers. Dates have been set for the SHIP team to go to twelve of the twenty senior centers. Just call SHIP, 410-887-2059, to schedule an appointment to have a one-on-one conversation with a volunteer counselor. Once a member of the team enters your drugs into the Medicare Plan Finder, you will be able to review your options to either enroll in a new plan or stay in your current plan. You will be able to leave this meeting with a sense of satisfaction knowing you are in the best plan for your current drug list for 2015.
Do you qualify for financial assistance?
Counselors will also assess if you eligible for financial assistance to help pay for your Part D premium and or drug co-pays. Too many Medicare beneficiaries are eligible for assistance and may never have heard of the programs or think they are over-scale. Let the SHIP team share with you the details of programs that may help to save you money
Dave Sayler, Wellness Specialist, Baltimore County Department of Aging
Research has determined there is a direct link between the likelihood of healthy aging and the amount of exercise older people do. And it is never too early or too late to start! Even if you wait to begin being physically active around retirement age, you still will enjoy significantly better health later in life. Simply put, exercise is one of the best health boosters you can do for yourself. Just moving for 30 to 60 minutes three to five times a week boosts your health in eight impactful ways.
Every time you exercise, you…..
1. Lower your stroke risk. Studies show walking is associated with reduced risk of stroke.
2. Protect against osteoporosis. Weight-bearing exercise, such as walking, promotes the build-up of new bone reducing your risk of osteoporosis and broken bones.
3. Increase your metabolic rate. After exercising you still continue to burn calories, even if you are relaxing in a chair. But it won’t work unless you exercise first!
4. Prevent, and even reduce, high blood pressure. Physical activity helps to lower the levels of stress hormones circulating in your blood. This helps to reduce your blood pressure.
5. Alleviate depression. Exercise can directly affect your mood and increase your overall happiness and life satisfaction.
6. Reduce your risk of developing cancer. Research has proven that as little as three hours of moderate exercise per week, such as walking, can reduce the risk of cancer.
7. Lower your blood sugar. Walking can improve your body’s use of insulin and prevent insulin resistance and diabetes.
8. Reduce your risk of falls. Exercise strengthens your core muscles which helps prevent falls.
Exercise Is Time Well Spent
Every moment spent exercising is time well spent. If you don’t know how to get started exercising, and you are over 60 years of age, the Baltimore County Department of Aging provides wonderful opportunities to engage in fitness and wellness activities. To explore these options, visit http://www.baltimorecountymd.gov/seniorcenters.
Help Seniors and Have Fun
Register you, your friends and your family members in Baltimore County Department of Aging’s eighth annual “Get Ready! Get Set! Get Fit! 5K Run-Walk / 1 Mile Walk” on Sunday, September 21, 2014. This family-friendly event will be held at the CCBC Essex campus, conveniently located near I95 and I695 off of Rossville Boulevard. Let yourself be caught up in the fun and enthusiasm for an event that promotes a great cause: older adult fitness and wellness.
Participating in the Run/Walk can result in financial rewards too! Walgreens has generously sponsored the “Fitness Pays” Grand Door Prize Drawing of $500. To qualify to win the $500, or any of the other wonderful door prizes, simply register for the “Get Ready! Get Set! Get Fit! 5K Run-Walk / 1 Mile Walk” either at www.getreadygetsetgetfit5k.com or a Baltimore County senior center. Once registered, show up at the event (you must be present to win) and turn in your bib tab (the small square on the bottom of your bib number) at the “Fitness Pays” table. The first 50 people to turn in their bib tab will receive a free SweatSTR towel.
So if you want a longer, healthier life remember to add exercise to your day!
For more information on the “Get Ready! Get Set! Get Fit! 5K Run-Walk/1 Mile Walk” or senior center fitness programming, call 410-887-2040 or visit www.baltimorecountymd.gov/seniorcenters.
Baltimore County Department of Aging
Discover the Power of Age by attending the Baltimore County Department of Aging’s Baby Boomer/Senior Expo on October 9 and 10 at the Timonium Fairgrounds. The show will be open from 9 a.m. to 6 p.m. on Wednesday and 9 a.m. and 4 p.m. on Thursday. Parking is free of charge and shuttles will be available from the parking lots and the Timonium Light Rail station.
Delight in free giveaways, including a night light sponsored by BGE and GBMC with admission. Admission to Expo is a great value for the resources, entertainment and more provided for only $2.00 or two non-perishable food items. All proceeds benefit the Seniors in Need Fund.
Find a multitude of resources from over 300 exhibitors providing older adults and caregivers with valuable information on travel, home repairs, housing, energy options, fitness, financial planning and healthcare as well as products and services to purchase for gifts or personal treats.
Dance with the top of the line continuous entertainment on the Main Stage including The Original Drifters. Further, from Barbershop to Free Zumba Classes, Expo will put pep in your step and song in your heart.
Protect yourself at Expo with a flu shot or a variety of free preventive health screenings available. Also, the Senior Health Insurance Assistance Program will be available to counsel you on your Medicare Part D plan selection.
Win an outstanding item from the Living Life to the Fullest Silent Auction. From a stay at an oceanfront condo in Ocean City to Orioles tickets to local gift cards to autographed Ravens memorabilia, the Auction has lots to bid on until 2p.m. on Thursday, October 10.
Visit the best two days of entertainment and resources for older adults, caregivers, professionals, baby boomers and more. It is an event for all ages!
For more information, visit www.seniorexpoonline.com or call 410-887-2594.