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photo of senior getting help with Medicare D enrollmentSherry Kolbe, Manager
State Health Insurance Assistance Program (SHIP), Baltimore County Department of Aging

Is your Medicare Part D plan the best fit for you in 2015? Each year, Part D plans are permitted to change. These changes may involve the drug formularies, tier structures, premiums and/or contracts with pharmacies.

Granted, the plans sent Notification of Change letters at the end of September for 2015, but how many of us actually read them? Even if you read them, you are not able to compare your plan with others unless you go onto the Medicare Plan Finder on www.Medicare.gov.

Too overwhelming? Help is here in Baltimore County

If all of these steps seem a bit overwhelming for you or a loved one, there is help for you through Baltimore County’s State Health Insurance Assistance Program’s (SHIP) team of volunteers.  Dates have been set for the SHIP team to go to twelve of the twenty senior centers. Just call SHIP, 410-887-2059, to schedule an appointment to have a one-on-one conversation with a volunteer counselor. Once a member of the team enters your drugs into the Medicare Plan Finder, you will be able to review your options to either enroll in a new plan or stay in your current plan. You will be able to leave this meeting with a sense of satisfaction knowing you are in the best plan for your current drug list for 2015.

Do you qualify for financial assistance?

Counselors will also assess if you eligible for financial assistance to help pay for your Part D premium and or drug co-pays. Too many Medicare beneficiaries are eligible for assistance and may never have heard of the programs or think they are over-scale. Let the SHIP team share with you the details of programs that may help to save you money


 
 

Revised September 26, 2016