Identity Theft: What To Do If You Become A Victim
Take These Steps
- Set up a folder to keep a detailed history of this crime.
- Keep a log of any contacts you make and make copies of all documents.
- Contact all creditors by phone and in writing to inform them of the problems.
- Notify the U.S. Postal Inspector if your mail has been stolen or tampered with:
- U.S. Postal Service (See listing under Federal Government.)
- U.S. Postal Inspection Service - local Post Office (See listing under Federal Government.)
- Contact the Federal Trade Commission to report the problem. The FTC is the federal clearinghouse for complaints by victims of identity theft. Their hotline number is 1-877-IDTHEFT (438-4338)
Call each of the three credit bureaus' fraud units to report the identity theft. Ask to have a "Fraud Alert-Victim Impact" statement placed in your credit file asking that creditors call you before opening any new account.
Request that a copy of your credit report be sent to you.
PO Box 740241, Atlanta, Georgia 30374
- To order report, call 1-800-685-1111
- To report Fraud, call 1-888-766-0008
601 Experian Parkway, Allen Texas 75013
- To order report, call 1-888-397-3742
- To report Fraud, call 1-888-397-3742
PO Box 390, Springfield, Pennsylvania 19064
- To order report, call 1-800-888-4213
- To report fraud, call 1-800-680-7289
Alert your banks to flag your account and contact you to confirm any unusual activity. Request a change of PIN and a new password.
If you have checks stolen or bank accounts set up fraudulently, report to:
- National Check Fraud Service 1-843-571-2143
- SCAN 1-800-262-7771
- TeleCheck 1-800-710-9898 or 1-800-927-0188
- CheckRite 1-800-766-2748
- CrossCheck 1-707-586-0551
- International Check Services 1-800-526-5380
- Contact the Social Security Administration's Fraud Hotline at 1-800-269-0271.
- Contact the state Motor Vehicle Administration to see if another license was issued in your name. If so, request a new license number and fill out the MVA complaint form to begin the fraud investigation process.
- Obtain description of suspect (if known).
- Obtain witness information.
- Attach all supporting documentation.
Revised June 3, 2015