(Date)
Dear (Creditor Name/Collection Agency Names):
On (Date), I received your letter demanding payment of ($$amount). I did not open this account and incur this unpaid balance. Someone other than myself wrongfully used my personal information to obtain a line of credit/service. Your company extended a line of credit/services to someone other than myself. Your company is a victim and should file a police report in the appropriate jurisdiction.
You are hereby notified that on (Date), I filed an identity theft report with the Baltimore County Police Department. The case # is (__________________), a copy of which can be obtained by contact the Baltimore County Police Central Records Unit at (410-) 887-2215
Closing,
(Your Name and address)
Revised April 30, 2004