Financing Assistance

Baltimore County offers direct financing programs designed to encourage investment and job creation in the County. Private sector financing is leveraged with below market Baltimore County loans to help businesses expand and grow.

Additionally, the County can help you access state, federal and private financing for new and expanding businesses.

Loan Programs

Building Investment Loans provide interest-free loans for exterior improvements such as awnings, landscaping, signs, and parking for businesses in Commercial Revitalization Districts. (read more/download form)

Small Business Loan Partnership This fund provides real estate and fixed-asset loans through a partnership between Baltimore County and the area's leading financial institutions (read more).

Revitalization Advantage program offers ¼ percent discounts off standard interest rates to qualifying businesses to refurbish or develop property or finance equipment in the County's 13 Commercial Revitalization Districts. (read more)

Business Growth Loans provide direct loans or loan guarantees to new and expanding industrial and commercial businesses. Maximum loan amount is $250,000. Funds may be used to finance the acquisition and improvement of land, buildings, plant and equipment and includes new construction or facility expansion. 

Advanced Technology Loan Fund Direct loans, with the participation of other lending and equity sources, for small technology and/or defense related businesses. Maximum loan amount is the lesser of $100,000 or 50 percent of the project's eligible costs.  Funds may be used to finance the acquisition and improvement of land, buildings, plant and equipment. This includes new construction or facility expansion.

Tax Exempt Bonds Tax-exempt bond financing is available to manufacturers and 501-C3/non-profit organizations. Bond proceeds may be used to finance the acquisition and improvement of land, buildings, plant and equipment, including new construction or facility expansion. Financing is available from $1,000,000 to a maximum of $20,000,000. IRB's are also available for pollution control and waste treatment facility construction or related equipment purchases.

Contact us about Baltimore County
financing programs at
businesshelp@baltimorecountymd.gov
Or call 410-887- 8000

 Baltimore County
Department of Economic Development
400 Washington Avenue Towson Maryland 21204
Phone 410-887-8000

Revised March 24, 2008