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Retirement Frequently Asked Questions

Q. I have questions about the Retirement System. How do I get information?

A. Whether you are an employee who is considering joining the System, an employee who is a member, or a retiree or beneficiary receiving a monthly retirement allowance, you may call 410-887-8246 or 1-877-222-3741 (toll free). You may also email us at ers@baltimorecountymd.gov or stop by the office in person at 400 Washington Avenue, Room, 169, Towson, Maryland. Staff members are available to personally assist you.

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Q. Will I get regular statements of my retirement account?

A. Active members will receive an annual member statement which will provide information including account balances and beneficiary information. Retired members and beneficiaries receiving monthly benefit allowances will receive pay stubs each month detailing their benefit payment and deductions.

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Q. I am considering retirement. How should I begin to plan?

A. County employees may want to attend one of the semi-annual Pre-Retirement Seminars sponsored by the Division of Training, Office of Human Resources. These seminars are listed in the Spring and Fall Training Opportunities Catalogs that are distributed with paychecks twice a year. There will be speakers from many different offices, including:

  • Retirement
  • Insurance
  • Deferred Compensation
  • Social Security
  • The Credit Union
  • Others

For more information on the seminars, please call the Training Division at 410-887-3564. The Board of Education and the Community College conduct pre-retirement seminars for their employees.

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Q. I am ready to retire. How do I initiate the process?

A. Call the Retirement office about two months in advance of your projected retirement date. The Office will schedule you for a signing session; provide an estimate of your projected monthly retirement allowance and answer any other questions. At the signing session, you will elect your retirement option, sign tax withholding forms, and receive other pertinent information. Insurance representatives will also be available to assist County employees.

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Q. Who do I contact about my insurance benefits if I am employed by another agency?

A. Your former employer administers insurance benefits. Please call the appropriate number below:

  • Baltimore County Government 410-887-2568 or 1-800-274-4302 (Toll Free)
  • Board of Education 410-887-8943
  • Community Colleges 410-869-7133
  • Revenue Authority 410-887-3127
  • Library 410-887-6177

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Q. What is the process to approve my retirement benefit?

A. All applicants for retirement must be approved by the Board of Trustees prior to receiving a benefit. The Board meets the second Tuesday of every month.

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Q. Once I retire, when will I be paid?

A. The first payment you receive will be in the form of a check. After the first month, you will receive your payment by direct deposit. You will still receive a pay stub in the mail. Direct deposits are dated and payable on the last banking day of each month. To find out the current month's pay date, call 410-887-3132 and select option one from the menu or look for the check messages printed on each month's pay stubs for future pay dates and other important information.

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Q: How can I keep up to date on issues affecting retirees?

A. You can contact your union, if applicable, or the Baltimore County Retired Employees Association at 410-665-2984. You may also check your monthly pay stub for important information.

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Revised March 14, 2014

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