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Benefits Roster - 2014 Eligibility

Benefit

   

One Person

Two People

Additional Guidelines

Supplemental Nutrition Assistance Program (SNAP) (formerly Food Stamp Program)

Income

see Additional Guidelines

see Additional Guidelines

The Food Supplement Program's gross income limit is 130 percent of the Federal Poverty Limit. However, there are several exceptions to this income limit. State residents are encouraged to apply for the program if they need help with buying food. The income limit is waived for certain groups and there is also a waiver that allows the State to set the limit at 200 percent of the Federal Poverty Limit for needy families.

Maryland Energy Assistance Program (MEAP)

Changes July 1

Income

Assets

$1,702 per month

No asset test

$2,294 per month

No asset test

Provides eligible low-income Marylanders assistance with home heating bills.

Electric Universal Service Program (EUSP)

Changes July 1

Income

Assets

$1,702 per month

No asset test

$2,294 per month

No asset test

Provides eligible low-income Marylanders assistance with electric bills. Only one application is required for both the Maryland Energy Assistance Program and Electric Universal Service Program.

Medical Assistance for those age 65 and older

Medical Assistance for those under age 65

Reduced premiums

Income

Assets

$350

$2,500

Up to $15,856

$15,857 to 45,960

$392

$3,000

Up to $21,404

$21,405 to 62,040

Requires documentation of disability; individuals can "spend down" to this income level to be eligible. Excludable assets include house, car, and burial plan. 

To qualify for Maryland Health Connection, you must be under age 65, be a U.S. citizen or a qualified alien for five or more years, and be a resident of the state of Maryland.

Qualified Medicare Beneficiary (QMB)

(Changes in March)

Income

Assets

$993

$8,660

$1,333

$13,750

Pays Medicare Part A and B premiums, co-payments, and deductible. 

Asset amounts include $1,500 burial allowance for a single person and $3,000 burial allowance for a couple.

Eligibility figures include $20 disregard.

Service Limited Medicare Beneficiary (SLMB)

(Changes in March)

Income

      

Assets

I. $994 to 1,169

II. $1,170 to 1,333

$8,660

I. $1,314 to 1,571

II. $1,571 to 1,790

$13,750

Similar to Qualified Medicare Beneficiary but pays only Part B premium. Available to all qualified persons in Group I. First-come, first-served basis to persons in Group II. See asset note for Qualified Medicare Beneficiary above.

Supplemental Security Income (SSI)

Income

Assets

$721

$2,000

$1,082

$3,000

Medical Assistance eligibility automatic.

Home and Community Based Options (formerly the Medicaid Waiver)

Income

Assets

$2,130

$2,000

N/A

Assists with payment of services in the home or in assisted living; must be age 50 and older, assessed at nursing home level of care, and meet Medical Assistance institutional eligibility rules.

Income eligibility figure includes $20 disregard.

Senior Community Service Employment Programs (SCSEP) 

Income

Assets

$1,213

No asset test

$1,638

No asset test

Employment for low income, age 55 and older.

Senior Care Program

Income

Assets

$2,739

$11,000

$3,581

$14,000

Case-managed, in-home services for age 65 and older.  Must be at risk of admission to a nursing home.

Senior In Need (Senior Expo Fund)

Income

Assets

$1,459

$7,000

$1,966

$10,000

One-time-only and emergency assistance.

Senior Assisted Living Group Home Subsidy

Income

Assets

$2,739

$11,000

$3,581

$14,000

Provides financial assistance for a limited number of eligible Assisted Living Group Home residents age 62 and older. Will pay $650 toward cost of facility.

Congregate
Housing Services Program (CHSP)

Income

Assets

$2,739

$27,375

$3,581

$35,587

Financial assistance for support services in selected senior housing sites; age 62 and older.

Senior Prescription Drug Assistance Program (SPDAP)

Income

Assets

$2,917

No asset test

$3,932

No asset test

Pays up to $40 toward the monthly premium for certain Medicare Prescription or Medicare Advantage plans. The Senior Prescription Drug Assistance Program provides a 95 percent subsidy to members' total drug costs while in the donut hole. Not all plans are participating in the donut hole subsidy. 

Medicare Part D – Extra Help Partial and Full Low Income Subsidy (LIS)

(Changes in March)

Income

Assets

Income

Assets

$1,479 per month

$13,440**

$1,293 per month

$8,660**

$1,986 per month

$26,860**

$1,745 per month

$13,750**

Benefits help with premiums, deductibles, and co-pays.

**House and car not counted as assets or resources.

Accessible Homes for Seniors

Income

Assets

$3,836

No asset test

$4,384

No asset test

A loan program with zero percent interest deferred for 30 years to finance accessibility improvements such as ramps, grab bars, widening of doors, etc. Must be age 55 or older. 

Veterans Aid and Attendance Benefit   

Aid and Attendance for Surviving Spouse

Income

Assets

Income

Assets

$1,733 per month
$20,795 per year
$80,000

$1,114 per month     
$13,362 per year  
$80,000 (awaiting confirmation)

$2,054 per month
$24,652 per year
$80,000

Payments for personal care assistance or assisted living for Veterans who are homebound. Veteran must have over 90 days active duty, one day during time of war and must already be receiving a Veterans Administration pension.

Employed Individuals with Disabilities Program (EID)

Income

Assets

Countable income up to $2,917.50

Under $10,000

Countable income up to $3,932.50

Under $10,000

Health Insurance for qualified employed persons ages 18 to 64. May be on private health insurance or Medicare. Participant pays up to $55 monthly premium.

Weatherization Assistance Program (WAP)

Income

Assets

$2,520 per month

No asset test

$3,296 per month

No asset test

Installation of energy conserving materials: insulation, furnace cleaning, hot water system improvement, etc.

Adult Day Care: Medical Assistance Reimbursement – $73.58 (Effective July 2013)

2014 Federal Poverty Guidelines*

     

100 percent of Poverty Level

One Person:

$973 per month ($11,670 per year)

Two People:  

$1,310 per month ($15,730 per year)

Three People:

$1,649 per month ($19,790 per year)

Four people:   

$1,987 per month ($23,850 per year)

     

125 percent of Poverty Level

One Person:

$1,216 per month ($14,588 per year)

Two People:  

$1,638 per month ($19,663 per year)

Three People:

$2,062 per month ($24,738 per year)

Four people:   

$2,484 per month ($29,813 per year)

     

150 percent of Poverty Level

One Person:

$1,459 per month ($17,508 per year)

Two People:  

$1,965 per month ($29,580 per year)

Three People:

$2,474 per month ($28,688 per year)

Four people:   

$2,981 per month ($35,772 per year)

*The monthly figures for Poverty Level may be rounded off, based on 100 percent of each figure.

Medicare 2014

Medicare Part A

Monthly Premium: If you worked 40 or more quarters, generally there is no Part A premium.
If you worked less quarters, you pay a premium of $426 per month for zero to 29 quarters; you pay $248 per month for 30 to 39 quarters.

Hospital Deductible: You pay $1,216 per benefit period (Medicare pays for benefit period of 60 days.)

Coinsurance: You pay $304 per day co-payment for days 61 to 90.

Coinsurance: You pay $608 per day for days 91 to 150.

Skilled Nursing Facility Coinsurance (after hospital stay of at least three days):  

  • $0 for days one to 20 per benefit period
  • You pay $152 per day (per benefit period) for days 21 to 100 
  • No coverage is provided for custodial or intermediate Nursing Home care.

Medicare Part B

Deductible: You pay $147 per year.

Co-Payment: You pay 20 percent co-payment for Medicare-approved charges.

Medicare Part D Prescription Drug Program: You pay deductible up to $310 in 2014.

Monthly Premium: You pay $104.90 if income is under $85,000 for individual and $170,000 for a couple. For all others, refer to the table below**:

Beneficiaries who file an individual tax return with income

Beneficiaries who file a joint tax return with income

Monthly Part B Premium

Monthly Part D Adjustment

$85,000 or below

$170,000 or below

$104.90

---------

$85,001 to $107,000

$170,001 to $214,000

$146.90

$12.10

$107,001 to $160,000

$214,001 to $320,000

$209.80

$31.10

$160,001 to $214,000

$320,001 to $428,000

$272.70

$50.20

Above $214,000

Above $428,000

$335.70

$69.30

Call Maryland Access Point (MAP) at 410-887-2594 for additional information or to be screened for financial benefits.

Spousal Impoverishment Standards

All non-exempt assets (savings and checking accounts, stocks, bonds, etc.) owned by either spouse, jointly or separately, are pooled as of date the nursing home spouse enters the nursing home. Effective January 1, 2009, the community spouse may keep $23,184 or half the assets, whichever is greater, but not more than $115,920. The couple's remaining assets are used to pay for nursing home care or other expenses until the nursing home spouse's assets reach the Medicaid eligibility level of $2,500. The community spouse's income will be evaluated to determine how much, if any, of the nursing home spouse's monthly income can be allowed for the community spouse's monthly maintenance allowance.

Resources for Community Spouse

  • Maximum Spousal Share: $117,240
  • Minimum Spousal Share: $23,448

Income for Community Spouse

  • Basic Maintenance and Shelter Allowance: $1,966.25
  • Excess Shelter Standard: $582
  • Maximum Maintenance and Shelter Allowance: $2,931
    (Sum of Basic Maintenance and Shelter Allowance and Excess Shelter Allowance)

Utility Standards for Community Spouse

  • Heat included in rent (Food Stamps limited utility allowance): $250
  • Heat paid separately from housing (Food Stamps limited utility allowance): $414

Call Maryland Access Point of Baltimore County at 410-887-2594 for additional information or to be screened for financial benefits.  

Revised September 15, 2014

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