| | | | | | Food Stamps | Income
Assets | $851 (net income)
$3,000 for all households | $1,141(net income)
$3,000 for all households | A household's first $134/month
is not counted in determining
eligibility; household vehicles
are not counted; there are also
medical and housing deductions.
Effective 10/1/07. | MEAP (Maryland Energy Assistance Program) | Income
Assets | $1,516.65 No asset test | $2,041.65 No asset test | Grant to assist with cost of heating. MEAP payments will be made after 10/1/08. Effective 7/08. MEAP & EUSP
use the same application. | | EUSP (Electric Universal Service Program) | Income
Assets | $1,516.65 No asset test | $2,041.65 No asset test | Grant to assist with cost of electric bill. Effective 7/08. MEAP & EUSP use the
same application. | | Medical Assistance | Income
Assets | $350
$2,500 | $392
$3,000 | Income above these levels results in spend-down. Requires documentation of disability. Excludable assets:
house, car & burial plan. | | QMB | Income Assets | $867*
$4,000 | $1,167*
$6,000 | *(Apply $20/month income disregard). Pays Part A&B premiums, co-payments
and deductibles for Medicare.
Effective 3/08. | | SLMB | Income . Assets | I. $868-1,040 II. $1,041-1,170 $4,000 | I. $1,168-1,400 * II.$1,401-1,575* $6,000 | Similar to QMB but pays only
Part B premium; *(Apply $20/month income disregard). Available to all qualified persons in Group I. First-come/first-served basis to persons in Group II. Effective 3/08. | | PAC (Primary Adult Care Program) | Income
Assets | $1,005/month*
$4,000 | $1,167/month*
$6,000 | Free visits to family doctor, outpatient visits to counselor or psychiatrist, assistance with prescription costs. Age 19 and older and not on Medicare. Effective 3/08. | | SSI (Supplemental Security Income) | Income
Assets | $637*
$2,000 | $956*
$3,000 | *Apply $20 /month disregard. Automatic enrollment in a
Medicare Prescription Drug Plan. Effective 1/1/08. | | Medicaid Waiver for Older Adults Program | Income
Assets | $1,911*
$2,000-$2,500
(Income can be higher if medically needy spending down thru allowable expenditures) | N/A | Assists with payment of services received in the home or in assisted living for people age 50 + and assessed at a nursing home level of care. Must meet MA institutional eligibility rules. Effective 1/1/08 (300% SSI level). *Income may be higher if spending down for medical services to the medically needy income limit of $350 per month. | | Senior Employment Programs (Title V) | Income
Assets
| $13,000/year
($1084/mos) No Test | $17,500/ year
($1,459/mos)
No Test
| Employment for low income, age 55+. Income guidelines effective 1/08. No assets test. | | Senior Care Program | Income
Assets | $2,444
$11,000 | $3,197
$14,000 | Case-managed, in-home services, age 65+. At risk of admission to nursing home. Effective 7/1/08. | | Senior Expo Funds (Seniors in Need Fund) | Income
Assets | $1,300
$7,000 | $1,750
$10,000 | Assistance with emergency or one-time needs. Effective 7/08. | | Senior Assisted Living Group Home Subsidy | Income
Assets | $2,444
$11,000 | $3,197
$14,000 | Assisted Living Group Home Subsidy; age 62 or older. Pays $650 toward cost of facility. Effective 7/1/08. | Congregate
Housing Services Program | Income
Assets | $2,444
$27,375 | $3,197
$35,587 | Financial assistance for support services in selected senior housing sites; age 62+. Effective 7/1/08. | Senior Prescription Drug Assistance Program (SPDAP) | Income
Assets | $2,552.50/mos
($30,630/year) No asset limit | $3,422.50/mos
($41,070/year)
No asset limit | Pays up to $25 toward the monthly premium for the Medicare Prescription Drug Plan chosen by the individual. Effective 1/08. | EXTRA HELP - Medicare Part D Prescription Drug Program (Benefits vary depending on income level, assistance may help with cost of premiums, deductibles, and co-pays) | Income Assets Income
Assets
Income
Assets | Under $10,400/yr
($867/mos)
$7,790
Under $14,040/yr
($1,170/mos)
$7,790
Under $15,600/yr
($1,300/mos)
$11,990 | Under $14,000/yr
($1,167/mos)
$12,440 Under $18,900/yr
($1,575/mos)
$12,440 Under $21,000/yr
($1,750/mos)
$23,970 | "Dual eligible" with both Medicare and Medical Assistance (Up to 100% Poverty) (Up to 135% Poverty Level)
(Up to 150% Poverty Level)
Effective 1/08 | | Maryland MEDBANK Program | Income Assets | $927 Some companies have asset tests | $1,071 Some companies have asset tests | Pharmaceutical companies participating in the program will provide a 90-day supply of medication to chronically ill, income-qualified persons. Not all drugs are available. Funds are available to assist people in the gap who are on Medicare Part D. | | Accessible Homes for Seniors | Income Assets | $45,976 No asset limit | $52,544 No asset limit | A deferred loan with zero percent interest for a term of 30 years to finance accessibility improvements such as ramps, railings, widening of doors, etc. Age 55 and older. 3/08 | | Veterans Aid and Attendance Benefit | Income
Assets
| $18,654-Veteran
($11,985-Widow) $80,000 | $22,000 | Personal care assistance for Vets & spouse or widow who are homebound. Both in home & assisted living. Vet must have 90+ days active duty, 1 day during time of war. |
Adult Day Care: Medical Assistance Reimbursement - $72.91 (Effective 7/1/08)
| | 100% of Poverty Level | | 1 Person: | $867/month ($10,400/yr.) | 2 People: | $1,167/month ($14,000/yr.) | 3 People: | $1,467/month ($17,600/yr.) | 4 people: | $1,767/month ($21,200/yr) |
| | 125% of Poverty Level | 150% of Poverty Level | 1 Person: | $1,083/month ($13,000/yr.) | $1,300/month ($15,600/yr.) | 2 People | $1,458/month ($17,500/yr.) | $1,750/month ($21,000/yr.) | 3 People | $1,833/month ($22,000/yr.) | $2,200/month ($26,400/yr.) | 4 People | $2,208/month ($26,500yr.) | $2,650/month ($31,800/yr.) |
Median Income | 100% | 80% | 60% | 50% | 30% | 1 Person Yearly 1 Person Monthly | $48,888 $4,074
| $39,108 $3,259 | $29,328 $2,444 | $24,444 $2,037 | $14,666 $1,222 | 2 Persons Yearly 2 Persons Monthly | $63,932
$5,328 | $51,144
4,262 | $38,364
$3,197 | $31,966
$2,664 | $19,180
$1,598
|
*Figures are rounded out to nearest dollar amount. Medicare Part A: Hospital Deductible: You pay $1,024 per benefit period (Medicare pays for benefit period of 60 days). Coinsurance: You pay $256 per day co-payment for days 61-90. Coinsurance: You pay $512 per day for days 91-150. These are nonrenewable lifetime reserve days.
You pay all costs for each day beyond 150 days Skilled Nursing Facility Coinsurance (after hospital stay of at least 3 consecutive days):
You pay $128 per day (per benefit period) for days 21-100 (days 1-20 are covered in full by Medicare).
You pay all costs after day 100 in the benefit period.
No coverage is provided for custodial or intermediate Nursing Home care. Medicare Part B: Deductible: You pay $135 per year. Co-Payment: You pay 20 percent co-payment for Medicare-approved charges. Monthly Premium: See table below: Medicare Part B PremiumBeneficiaries who file an individual tax
return with income: | Beneficiaries who file a joint tax return with income: | Income-related
monthly
adjustment
amount | Total monthly
premium
amount | | Less than or equal to $82,000 | Less than or equal to $164,000 | $0 | $96.40 | | Greater than $82,001 and less than or equal to $102,000 | Greater than $164,001 and less than or equal to $204,000 | $25.80 | $122.20 | | Greater than $102,001 and less than or equal to $153,000 | Greater than $204,001 and less than or equal to $306,000 | $64.50 | $160.90 | | Greater than $153,001 and less than or equal to $205,000 | Greater than $306,001 and less than or equal to $410,000 | $103.30 | $199.70 | | Greater than $205,000 | Greater than $410,000 | $142.00 | $238.40 | | | Beneficiaries who are married, and live with their spouse at some time during the year, but file a separate tax return from their spouse: | Income-related monthly
adjustment amount | Total monthly premium
amount | | Less than or equal to $82,000 | $0 | $96.40 | | Greater than $82,000 and less than or equal to $123,000 | $103.30 | $199.70 | | Greater than $123,000 | $142.00 | $238.40 | Medicare Prescription Drug Program: You pay a deductible up to $275. This applies to couples when one spouse begins a continuous period of residence in a nursing home
and subsequently applies for Medicaid. All non-exempt assets (savings and checking accounts, stocks, bonds, etc.)
owned by either spouse, jointly or separately, are pooled as of the date of institutionalization.
The spouse living in the community may keep the amount of the assets as specified below.
The remaining assets are used to pay for nursing home care or other eligible expenses, until
the institutionalized spouse's assets reaches the Medicaid eligibility level of $2,500. Resources for Community Spouse | Effective | Half of the assets up to a Maximum Spousal Share of $104,400 | 1/1/08 | Minimum Spousal Share $20,880 | 1/1/08 |
The Commuity Spouse's income will be evaluated to determine how much, if any, of the institutionalized
spouse's monthly income can be allowed for the community spouse's monthly maintenance allowance.
This maintenance allowance will supplement the community spouse's own income up to $1,711/month.
If shelter expenses exceed $513/month, an additional amount will be allowed. The maximum total allowance
cannot exceed $2,610/month. Income | Effective | Basic Maintenance & Shelter Allowance $1,711 | 7/1/07 | Excess Shelter Standard $513 | 7/1/07 | Maximum Maintenance & Shelter Allowance $2,610 | 1/1/08 |
(Sum of Basic Maintanance & Shelter Allowance and Excess Shelter Allowance) Utility Standards | Effective | Heat included in rent $197 | 1/1/07 | Heat paid separately from housing $327 | 1/1/07 |
Call Senior Information and Assistance at 410-887-2594 for additional information Revised August 5, 2008 |
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